Gold IRA Risks

No investment is totally free of risks, and gold IRAs are no exception. Although gold is more stable than paper currency in terms of its value, its price has changed in the past and will continue to do so in the future.

However, potential changes are balanced by the relation of gold price to that of other investments. As one goes down in value, the other tends to go up. This means that keeping a combination of gold and conventional investments in your IRA can actually give you greater protection against future economic changes.

Market Volatility

The volatility of gold prices relate mainly to short term economic changes as this metal remains quite stable over long periods of time. Therefore, gold may be particularly advantageous for investors who are making long-term plans. For investors who are about to retire, a thorough analysis of options will be beneficial before any major portfolio changes are made.


Gold investments can present risks of loss due to scams when investors deal with unscrupulous companies. Some of those companies may not actually possess as much gold as they claim to be holding for their clients. Fortunately, this does not have to be a concern for investors who take their time selecting a reputable custodian.


The risk of theft with physical gold also highlights the importance of choosing reliable gold IRA custodians. Fortunately, custodians are required to carry insurance on the gold contained in the accounts of investors up to a specific value. Thieves and fraudsters that steal gold or avoid purchasing gold that investors order can be avoided through prudent selection of the custodian.

Price Changes

Gold does change price over time, but it remains impressively stable compared to conventional investments. In addition to needing experts for valuation, gold necessitates professional assistance when IRA investors want to diversify their portfolio with precious metals. The value that investors receive from brokers and custodians can differ significantly, making careful planning essential for the most dependable results. Investors who approach a gold IRA rollover the right way gain substantial protection against economic disruptions for the best chance of having financial security during retirement.

For a step by step guide to performing a gold ira rollover check out our post Gold IRA Quick-Start Guide. And for more general information on Gold IRA’s read Gold IRA Overview.